About getlowinterestloans.com

What we are

getlowinterestloans.com is a rate-comparison marketplace for personal loans. We are not a lender. We do not set APRs, take applications, or make credit decisions. When you submit your information, we share it with lenders in our network who may extend you an offer based on your profile. The lending relationship is between you and the lender you choose.

How we make money

We earn a referral fee from lenders in our network when borrowers we connect them with are funded. The fee comes from the lender, not from you. It does not change the rate or terms a lender quotes — those are the lender's decision based on your profile.

Our rate methodology

Our focus is on helping rate-conscious borrowers find the lowest APR they realistically qualify for. Across our content and comparison tools we look at:

• Published APR ranges — every lender publishes a range. We track these.
• Origination and prepayment fees — APR captures most of these, but not all. We surface the ones APR does not capture.
• Underwriting variables that move your rate — credit score, DTI, income, employment status, and loan amount/term combination.
• Funding speed — how fast the lender disburses funds after approval.

We never adjust our coverage based on which lenders pay us higher referral fees. If we run a comparison page, we say which lenders are referral partners on the page itself.

Editorial standards

• No fabricated rates. APRs change daily. We say “typically” or “as of recent industry data” and cite primary sources.
• Primary sources. Federal Reserve, CFPB, BLS, FDIC, lender disclosures.
• No qualification guarantees. Whether you qualify and at what rate is the lender's decision.
• No personalized advice. Our content is general information, not financial advice.

Soft-pull rate checks

Submitting your information through our form does not affect your credit score — the initial check uses a soft inquiry. If you proceed with a specific lender, they may perform a hard inquiry, which they will disclose to you first.

Contact

Editorial: editorial@getlowinterestloans.com
Privacy: privacy@getlowinterestloans.com
Legal: legal@getlowinterestloans.com